9 offers tracked — consumer subscriptions from $10/mo to $20/mo tiers, plus 2 $0 routes with stated limits. Cards list price, estimated cost per task, and the caveats for each offer. Buying for a team? The seat-priced plans are listed separately in For teams below, with headcount totals in the seat calculator. Every figure is a dated snapshot: re-verify at official terms before paying.
Buying as a gift? None of the tracked offers sells a gift card or a transferable subscription in its verified terms — gifting, where offered at all, is handled by the provider directly, and this site sells nothing. What to weigh instead: who activates the route, which refund windows make a prepay safe, the gift guide, monthly vs annual, and the calculators.
$19–$199/mo by tier (Moderato $19, Allegretto $39, Allegro $99, Vivace $199)
≈ $0.33/task at 120 tasks/mo
Renews at $19–$199/mo (same tier; annual prepaid lowers effective cost)
Caveats
Credits are shared across one pool with 5-hour and weekly controls — heavy sprint days can throttle before the month ends.
$0 for input, cache, and output tokens during the promo window
$0.00/task while promo lasts
No renewal — promo, ends anytime
Caveats
$0 in, cache, and out — but it is a limited-time promo. When the window closes, the meter starts.
$0 for development and prototyping use within account limits
$0.00/task for dev use
No renewal — account limits govern
Caveats
Free for dev and prototyping with reasoning and tool calls preserved — but limits vary by account, so quota must be measured in your own account.
$10/user/mo (monthly billing; annual price for Pro not published)
$10/mo ≈ 13 PAYG tasks · $15 credit pool ≈ 19 (reference)
Monthly per-user charge. No auto-renew terms page was found in this pass — the docs describe cancellation and proration but not renewal notice, so treat renewal mechanics as unverified.
Caveats
Completions are unlimited on paid plans, but chat, agents, and code review draw a $15/mo AI-credit pool — premium models drain it fast, and unused credits are forfeited at month end.
$19.99/mo in the official US App Store IAP list; the Plus help article is excerpt-quoted at '$20/month, billed monthly'
break-even ≈ 25 tasks/mo vs $0.80 PAYG reference
Help-center excerpts state Plus 'automatically renews at the standard ChatGPT Plus monthly rate unless canceled' and advise canceling at least 24 hours before renewal. No annual plan: the Plus article is excerpt-quoted saying annual billing or multi-month prepay is not supported.
Caveats
OpenAI's own pricing pages block automated reads (403) and render prices client-side, so every figure here rests on the official US App Store listing plus dated excerpts of official help articles — strong, but not a live terms read; verify in a browser before paying.
$19.99/mo (annual billing is offered but the annual price is not published on official pages fetched)
≈ 25 tasks/mo AI-side (reference) + bundle value
Auto-renews at the start of each billing cycle until you unsubscribe; price increases require at least 30 days' prior notice applied after the current period; a failed renewal gets a seven-day grace period.
Caveats
The $19.99 fee bundles a lot (5 TB storage, 4x Gemini usage, apps) but the AI limits are window-shaped — a 5-hour refresh that stops at a weekly ceiling — and the annual price is never shown on official pages.
$20/mo billed monthly; annual is $200 billed up front ('$17 per month with annual subscription discount', pricing-page card)
≈ 25 tasks/mo; annual ≈ 21 (vs $0.80 reference)
Renews automatically to the payment method on file. Cancel any time and keep access until the current billing period ends — 'to avoid the next charge, cancel at least 24 hours before your renewal date.' Payments are generally non-refundable except where Consumer Terms or local law say otherwise; EEA/UK buyers get a prorated 14-day refund window.
Caveats
Usage is capped per rolling 5-hour session and per week — hitting a cap needs usage credits (plain-English: pay-as-you-go top-ups at standard API rates), and the flagship Fable models run on those credits for every plan below Max.
$20/mo (annual USD price not published; a Monthly/Yearly toggle exists in-app but yearly amounts are not on official pages fetched)
≈ 25 tasks/mo (reference); included pool unpublished
'Your cycle starts on the date you subscribe. It renews monthly or yearly based on your plan.' (billing doc, quoted). Canceling keeps paid features to the end of the current period with no further charges.
Caveats
The $20 includes a usage pool, not unlimited frontier models: after it, on-demand billing at raw API rates runs in arrears — and Cursor does not publish the dollar size of the included pool.
$20/mo; annual billing exists but its price is not published on any official page fetched (the 'about $200/yr' figure rests on an expired India promo's dollar-value line, not a listed annual price)
≈ 25 tasks/mo (reference); caps not numeric
'Unless you cancel before the trial ends, your subscription will auto-renew at the standard rate for the plan you selected (monthly or annual).' Canceling ends service at the billing-cycle close; no pause option exists.
Caveats
Pro answers are capped by unstated weekly/monthly numbers — 'average use' is the published unit — and the annual price never appears on official pages; only a $20/mo figure and an expired promo's '$200 value' line anchor the sticker.
Every Team/seat SKU in the full price table, listed from the same dated rows as the consumer cards above. Per-user consumer tool plans (Copilot Pro, Cursor Pro) are not seat products and stay out of this table. Multiply a rate by headcount in the seat calculator; how to choose between seats and pooled API spend is in AI seats for teams.
| Plan | Per seat (verified) | Seat terms | What breaks when seats fill | Verified |
|---|---|---|---|---|
| GitHub — Copilot Business | $19/seat/mo | Included usage: 1,900 AI credits per user per month. | Overage: $0.01 per AI credit; 1,900 credits/seat/mo. | 2026-09-07DIRECT |
| Anthropic — Claude Team - Standard seat | $20/seat/mo annual ($25 monthly) | Seat range: 2–150 seats (row note). | Annual billing for the $20 rate Overage rate not published (checked). | 2026-09-07DIRECT |
| Anthropic — Claude Enterprise | $20/seat + usage at API rates | Per-seat fee excludes usage — usage bills on top at the row's stated terms. | Usage billed at API rates Overage: $20/seat/mo plus usage billed at API rates. | 2026-09-07DIRECT |
| Mistral — Vibe Team | $24.99 per user/mo | — | Overage: Extend usage with PAYG credits at API rate (no separate overage figure). | 2026-09-07EXCERPT |
| GitHub — Copilot Enterprise | $39/seat/mo | Included usage: 3,900 AI credits per user per month. | Overage: $0.01 per AI credit; 3,900 credits/seat/mo. | 2026-09-07DIRECT |
| Cursor — Teams Standard / Premium | $40/user/mo (Standard); $120/user/mo (Premium) | — | Overage rate not published (checked). | 2026-09-07DIRECT |
| Windsurf / Devin (Cognition) — Devin pricing (post-merge ladder) | Free $0; Pro $20/mo; Max $200/mo; Teams $80 + $40/seat/mo; Enterprise custom | Fixed base fee: $80/mo plus $40/seat. | Via official-page snapshot - re-verify live Overage rate not published (checked). | 2026-09-07EXCERPT |
| Anthropic — Claude Team - Premium seat | $100/seat/mo annual ($125 monthly) | Mix-and-match with Standard seats.. | Overage rate not published (checked). | 2026-09-07DIRECT |
| OpenAI — ChatGPT Business seat | not fetched | — | Per-seat price not published Overage rate not published (checked). No per-seat dollar published — no team total can be computed here. | 2026-09-07UNCERTAIN |
Rates are the provider's published list figures as read on the “Verified” date (see each row's source on its provider page); totals in the calculator are list-price multiplication, ours, not quotes. Seat ranges, base fees, and credit terms are quoted from the same rows.